Social Security

Plans & Dreams... How will yours hold up?

How much do I need to save for health expenses?

Couple holding hands on pier.

Cited as one of the top concerns by pre-retirees and retirees is Long-Term Care. According to a recent survey by the Society of Actuaries, 32% of retirees saved specifically for the possibility of large health expenses but only 24% have bought long-term care insurance. This could be a future risk in anyone's retirement plans. See our section on 6 Common Retirement Risks.

Benefits - Will they keep up with inflation?

Secondarily, according to a survey conducted by Mathew Greenwald and Associates and the Employee Benefit Research Institute, 69% of retirees and 77% or pre-retirees are concerned about their benefits, such as social security, keeping up with inflation. Choosing the right time to retire can have a significant impact on retirement savings plans.

Young couple holding hands on the beach.Informative Events at Valley Oak Wealth Management

Valley Oak Wealth Management holds events throughout the year with guest speakers as well as the founder of Valley Oak Wealth Management, Tim Russell, to discuss social security, long-term care and many other issues facing pre-retirees and retirees. Attendees have the opportunity to interact and become acquainted with the experts in a casual and entertaining environment.

Check the Upcoming Events section if you would be interested in attending or call Kareen Maskell at (415) 898-4439 or email her for an invitation.


“You are never too old to set another goal or to dream a new dream.”

C.S. Lewis