Tim Russell, CLU, ChFC
Tim Russell, CLU, ChFC
Founder/Wealth Advisor
CA Insurance Lic # 0692741
Phone: 415.898.4439
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Timothy Russell, CLU, ChFC, registered LPL principal, is the founder and owner of Valley Oak Wealth Management, an independent financial consulting firm specializing in retirement planning. For over a quarter of a century, Tim has been helping clients, friends, and families make sound financial decisions. His business success has been built on simple common sense and answering two questions: “If I were a client what would I want, and how would I want to be treated?”
He personally believes answering these two simple questions allows the firm to be proactive and to anticipate their clients’ needs before they know they need it. This was one of the reasons the Novato Chamber of Commerce voted Valley Oak Wealth Management small business of the year.
Since 2002, Tim has been affiliated with LPL Financial and provides access to independent financial planning services, investment advice and asset management services to over 225 clients throughout the country. LPL Financial Chairman’s Club from 2003 through 2020. A distinction that has been given to the top 6% of LPL’s 16,000 registered representatives.
Tim believes in investor’s education. He regularly holds client educational events, conducts personal meetings and takes every opportunity to interact directly with his clients, He clearly enjoys his role as fiduciary and trusted advisor.
Tim is an enthusiastic fisherman, and a top amateur yacht racer. He has competed and won many regattas throughout the country. Most recently he defended his national championship in the J105, and the Wylie Wabbit, a three man, high performance keel boat.
Giving back to the community has always been important to Tim. When asked to donate, sponsor, or host a local charitable event, Tim and his wife Anne answer the call. They have been active parents and supporters of Marin Catholic High School. Tim served on the Board of the Chamber of Commerce, and served as chairman of the board for the Gilead House whose mission is to end homelessness for women and children in Marin County.
Tim is a 2017 graduate of Leadership Novato, a Chamber of Commerce program in partnership with the City.
Tim is a longtime resident of Marin County where he lives with his wife, Anne, and daughter, Lucie.
Tom Davis
Tom Davis
Wealth Advisor
CA Insurance Lic # 0B342626
Phone: 415.898.4439
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Tom Davis, Wealth Advisor at Valley Oak Wealth Management has been affiliated with LPL Financial since 2003 and joined our team in 2016, where he began his journey to refine and maintain our proprietary investment models. Prior to working with Valley Oak, Tom was a Registered Representative at an LPL affiliated office in San Francisco for many years.
Tom’s educational background includes a B.A. from California State University Sacramento. He also is FINRA Series 7, 63 and 65 registered, through LPL Financial, as well as a California insurance producer’s license (CA Insurance LIC# 0B34626).
Tom sincerely enjoys his work on behalf of clients, and deeply cares about helping strive toward the financial objectives and retirement goals of each client. He does this using an established process and provides a high level of client service throughout the journey.
Outside the office Tom can be found hiking, fishing and spending quality time with his wife and daughter.
Will Martens
Will Martens
Research and Investment Coordinator
Phone: 415.898.4439
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Frederick William Martens “Will” is our Research and Investment Coordinator. He has a passion for investments and finance, and strives to enhance the performance and successes of the Valley Oak Wealth Management team. Will specifically enjoys working with clients and helping them implement their financial plans. Will was born and raised in Marin County, and headed out east for his college years. Before joining our team full time, Will worked in the Valley Oak Wealth Management internship program for two years while attending The College of Charleston in South Carolina. There, he had a concentration of studies in finance, investments and marketing, and was a member of the Varsity Sailing Team which won multiple national championships: Ranked #1 Division 1 — Varsity Athlete Academic Honors all four years.
Will graduated with a Bachelor of Science in Business Administration with a concentration in finance, and is furthering his education for advanced financial planner designations. He is currently FINRA Series 7 and 66 registered, through LPL and has his life insurance license and is currently studying for his CFP. He envisions a long career in the Independent Wealth Advisor arena, and looks forward to building multi-generational relationships with our clients and colleagues. When not in the office, Will likes high-performance cars, or being on the bay sailing or kite boarding –enjoying the beautiful outdoors that the Bay Area offers.
Anne Russell
Anne Russell
Client Success Team
VP Community Relations
Phone: 415.898.4439
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Anne’s role is to enhance the company’s client and prospective client experience through ongoing communication efforts. Her emphasis is on client and prospective clientcations, educational events, informative internet engagement, and community involvement in the business and non-profit sectors. Anne truly enjoys her work with clients and colleagues at Valley Oak Wealth Management. Excellent customer service is one of her most important goals, and feels that a personal touch and connection is what every client deserves.
Anne studied Marketing and Business Law at the School of Management at Syracuse University. She also studied Business Law internationally during semesters abroad in Bangkok, Thailand and London, England. After her studies she worked for Pyramid Publishing firm in New York and then she coordinated seminars and publications for the largest labor law firm in the US in San Francisco. She holds certificates in Financial Security and Privacy and in Working with Senior and Vulnerable Adult Investors.
She personally believes everyone can get informed and take baby steps to improve the security of their financial future. Anne especially enjoys opportunities to work with women and to encourage women to be proactive on planning for their future wealth.
Born and raised in the Tri-State area of New England, Anne met her husband in the Bay Area when he was brought in as a ‘ringer’ during a yacht race, and yes, he won the race and the girl! She and Tim have enjoyed sailing together ever since and have sailed over three major oceans with their two babies in tow. When not spending time with her family, Anne’s other favorite things to do are travel, garden, cook, and read.
Liesa Ratto
Liesa Ratto joined Valley Oak Wealth Management as a Client Success Team Manager. She is a dedicated professional with history of meeting company goals utilizing consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand. Excellent interpersonal skills with ability to build a strong rapport with company colleagues as well as outside investor relations.
Rebecca McIntosh
Rebecca McIntosh
Client Success Associate
Phone: 415.898.4439
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Rebecca McIntosh joined Valley Oak Wealth Management as an Operations Associate on the Client Success Team. Rebecca has lived with her husband, son (currently at college swimming for UCSB), and German shepherd dog Bear, since 2015. She worked in the legal field for many years as a legal secretary and is eager to provide support to the Valley Oak Wealth Management Client Success Team. Outside of the office Rebecca enjoys scrapbooking, card making, cooking, reading and exercising.
Donna Dilena
Donna has over 10 years experience as a tax analyst. She uses her expertise in working with clients to prepare tax returns, to get their largest refund possible, and to answer tax implication questions. She has been working with Valley Oak Tax Advantage since May of 2023, and has been a colleague of Vince Chisholm since 2014. Donna started her career in taxes with the oldest and largest tax-preparation company in the nation. Prior to specializing in taxes, Donna worked in the banking industry for over 25 years in Marin County. She strives to make things easy to understand with the best possible bottom line for everyone she has the pleasure of working with. Donna, and her husband Bill, share their home with a yellow-lab named “Guido.” On their vacations, they enjoy traveling and spending time with the grandchildren.
Lucie Russell
Lucie Russell
Communications Associate
Lucie has been working for Valley Oak Wealth Management since 2016. She provides photography services at company events, social media posts, and compiles the weekly newsletter with compliance-approved content. She works on graphics and charts to complement the content, puts it on the website, and distributes the newsletter to digital subscribers. Lucie was born and raised in Marin County. She graduates May 2024 in the honors program at USD with a BA in Psychology and a minor emphasis in the visual arts. She looks forward to visiting Spain and Italy this summer!