Testimonials

"I switched from a brokerage firm to the team at Valley Oak. The difference is amazing. They do not sell stocks. I brought with me some of my stocks and investments, and they took a look and advised. I was not treated as a number. I had never been part of a group. They have a meeting every year, where the participants gather. there’s a speaker that talks about current investment strategies and other valuable insights. The experience has been great. I’m not going back."

 Paul R.¹

"My wife and I have worked with Tim at Valley Oak for several years now. We really appreciate his in depth knowledge and ability to explain the complexities of investments and provide valuable advice that has helped us plan well for retirement. We highly recommend Tim and his team!"

Jerry P.⁴

"I have been a client of Valley Oak since 2008. I have been up and down on the financial roller coaster, through good and bad times and have always trusted the decisions made by Tim Russell and his great associates. I would highly recommend investing with this very hands on company."

Karolinn G.⁷

"One of the wisest financial decisions I’ve ever made was choosing Valley Oak Wealth Management to handle my retirement needs. I’ve been a client for many years and can honestly say I have never been disappointed. I am not just another number to them; they know me on a personal level so can adjust my portfolio to accommodate my needs and goals. I highly recommend Valley Oak Wealth Management without a minute’s hesitation."

Olivia M.¹⁰

"I have been a client of Valley Oak for about 10 years, dealing primarily with Tim. He definitely knows his business, and in our yearly meetings, explains everything that has gone on with my funds. Any questions I have are answered promptly The whole staff is very friendly and I feel like part of the family and not just a client. Hoping to do business with this company for many years to come!"

 Ginny W.²

"We have dealt with Valley Oak Wealth Management since 2008. Tim Russell and his staff provided excellent service to manage our investment and retirement accounts. The accounts were diversified to suit our current and long-term goals. The annual returns have been to our expectations and we hope to continue working with the Valley Oak Wealth Management Team."

Ranjit L.⁵

"I recently had the pleasure of working with Valley Oak Wealth Management team. After 25 years, i decided to consolidate my retirement plans in preparation for retirement. They made the process so simple, They worked with my current retirement plans to prepare and rollover the funds. I had been initially working with Tim, and he explained and outlined the process, he gathered my information and went over my investment opportunities and, how to make the most of my retirement savings now and in the future. Later, when I was ready to make the changes, I called and Tim was not available, so I spoke to Will, he was up-to-date on my file and together we completed the process. I was impressed that although Tim was not available, that someone was there to step right in without missing a beat. Any time I called the office, they were very responsive and answered the call right away or got right back to me, and everyone I spoke with was very courteous and professional. I give Valley Oak Wealth Management in Novato, CA my highest recommendation.."

Katy P.⁸

"We have been with Tim since the mid 1990's and we feel like we have grown as Tim's business has grown. We love Tim's down to earth character where you feel like part of a family. It's not all just strictly business. They are prompt at getting back to you if you have questions. Tim has regular reviews to check in on how your money is doing as well as any changes going on in your life. He also has half time meetings with all his clients with guest speakers on how the economy is doing and what you can expect in the future. We have learned a great deal going to these. He evaluates what your stress level is and invests accordingly. We are extremely happy with Tim and his wonderful staff at Valley Oak Wealth Management and highly recommend them."

Barry B.³

"Excellent communication and explanation of the status of my account. Always makes me feel like a valued member of the Valley Oak Wealth Management family!"

Steve K.⁶

"I have worked with Tim Russell and his team at Valley Oak Wealth Management since moving to Novato in 2014. I love it that when you call the office, a human answers! They are not only amazing at what they do in helping people create a plan for retirement and manage finances accordingly, but they are also friendly, supportive and active in the community. Valley Oak and Tim & Anne Russell personally are supporters of Gilead House and other local nonprofit organizations, which I appreciate. They are active in the local Novato Chamber and generously give their time and talent on multiple boards. It's nice to do business with a local firm who cares."

Kristin S.⁹

"Good service, trustworthy and friendly people."

 Jan H.¹¹